I’m not spending more money on them. I’m just setting that money aside and I’ll replace the phone myself should something happen.

1. Asurion insurance only covers things the warranty does not
the initial blog post spoke of what sounds like software issues
THIS IS NOT AN INSURANCE ISSUE this is a warranty issue that would
be covered under the providers warranty. If you are out of warranty
you are most likely eligible for upgrade. For example, with a car
you wouldn’t call your insurance company because your brand new
car’s check engine light went on, you’d go to the dealership.
If you got into an accident, then you could make an insurance claim.
claim.

2. In regards to people’s comments about there being a
deductible for a “20$” phone, the phone is only that cheap
because you most likely signed a contract with the service provider.
If you were to try to buy a phone with out a contract, they would
range from 200 (for your most basic flip phone), to 600$ (for
the newest smart phones). Don’t blame your carrier for those prices
they are what even authorized retailers PAY our of pocket for these phones.
So a 50$ deductible versus a $3-400 charge isn’t too bad.
The reason they are like new is because no insurance company would
be able to stay in business by collecting 4-5$ a month from you
and then sending out $500 phones. In most cases people just use
the insurance replacement to hold themselves over until they are
eligible to upgrade.

Truth be told, the reps at the stores should’ve told you about
the deductible, you should have the right to chose if you want
the insurance. But personally, I think anyone who has a phone
with a keyboard, touchscreen, or a PDA would be silly for not getting it.
It is rare that deductible + monthly fee the price adds up to
more than what the phone would’ve cost you outright to buy it
new.

Also, all insurance replacements from Asurion come with a 90 day
warranty of their own, so if your replacements really are in that
bad of shape, contact them. They will gladly troubleshoot the device
and send out a new one if necessary.

Phew. That is all!

Royal Palm Insurance , Gainseville , FL , and Newman Insurance Agency , Inc., Hollywood , FL and Tower Hill Insurance Company , Gainseville , FL, were involved in arranging and providing homeowners insurance and soon after they were paid for the insurance they would inform customer the home is at risk and cancel the policy. Then offer another policy for significant additional amount.

During hurricane season policy is cancelled again and customer again is informed that the home is at risk.

Royal Palm Insurance , Gainseville , FL , and Newman Insurance Agency , Inc., Hollywood , FL and Tower Hill Insurance Company , Gainseville , FL, were involved in arranging and providing homeowners insurance and soon after they were paid for the insurance they would inform customer the home is at risk and cancel the policy. Then offer another policy for significant additional amount.

During hurricane season policy is cancelled again and customer again is informed that the home is at risk.

Not only this problem but it became quite ridiculous when I would contact them, they would put me on hold, then transfer me to some cyberspace call center where I’d sit on hold then eventually hang up the phone. So now when I deal with them, I contact Sprint, and request that they contact Asurion to handle this problem. Asurion Reps were upset and demanded that I no longer have a 3rd party on the line when dealing with this situation. Well, as stated to them, I am a Sprint customer and they went above and beyond their duty to provide adequate customer service and understands that after 3 phones with the same problem, that I was not the one with the problem.

I wouldn’t recommend anyone to use Asurion for their cell phone insurance. They will not serve you the way loyal paying customers should be treated.